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Second-home premium: which councils charged 300%, and who is exempt

22 of 22 councils have now set a premium. Cover Wales mapped the rate, the exemptions, and the date your bill changes.

Cover Wales desk ·

Welsh fields and a hillside village

The map

Gwynedd, Anglesey, Pembrokeshire, Ceredigion and Gwent’s Monmouthshire have set 300%. Cardiff, Swansea, Newport, Torfaen, Blaenau Gwent and Caerphilly sit at 150–200%. No council stayed at zero. The premium applies from 1 April 2027 bills, based on the 1 November 2026 occupation snapshot.

The exemptions that survive

Job-related second homes (armed forces, some NHS) and annexes still used by a relative are out. Holiday lets that pay non-domestic rates because they meet the 182-day actual-let test are out of council tax altogether — they are a business rate question, not this premium. If you let 70 days, you are in the premium.

Council tax premium decisions collated by Cover Wales, 26 August 2026.

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